First Western SBLC, LLC d/b/a Peachtree Group: SBA business acquisition lending record
First Western SBLC, LLC d/b/a Peachtree Group (home state TX) approved 177 SBA 7(a) loans to buy existing businesses since FY2018, totaling $386M. The median loan was $2,040,000. It ranks number 54 of 280 lenders by count and made 0.4% of all SBA acquisition loans nationally.
The purchase agreement decides what you bought, not the loan approval.
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What this tells a borrower
- Deal size it funds. Half of its acquisition loans fell between $1,265,000 and $2,900,000. If your deal sits well outside that band, this lender may be less practiced at it.
- Geographic reach. Ohio is the largest state (16% of loans). Loans appear in at least 15 states, which points to a national lender.
- Industry concentration. Hotels (except Casino Hotels) and Motels is 94% of its acquisition loans. This is a specialist pattern.
- Overall 7(a) volume. 182 SBA 7(a) loans of any purpose since FY2020, totaling $376M. 98% of its acquisition loans were processed under the Preferred Lenders Program.
- Franchise share. 81% of its acquisition loans involved a franchise brand, against 18% for all lenders.
- Seasoned performance. Of its loans from FY2018 to FY2021: none charged off, against the 3.5% national average.
First Western SBLC, LLC d/b/a Peachtree Group acquisition loans by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 21 | $47.2M | $2,339,000 | |
| FY2019 | 19 | $35.8M | $1,710,000 | |
| FY2020 | 19 | $37.9M | $1,502,000 | |
| FY2021 | 40 | $91.5M | $2,235,000 | |
| FY2022 | 14 | $31.5M | $2,081,500 | |
| FY2023 | 18 | $38.9M | $1,868,000 | |
| FY2024 | 17 | $34.7M | $2,380,000 | |
| FY2025 | 11 | $25.6M | $2,135,000 | |
| FY2026 | 18 | $42.8M | $2,337,000 |
How often do these acquisition loans fail?
Of the 99 First Western SBLC, LLC d/b/a Peachtree Group acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), none have been charged off by the SBA. 67 have already been paid in full.
For comparison, First Western SBLC, LLC d/b/a Peachtree Group has none charged off, against the 3.5% average across all SBA 7(a) acquisition loans in the same cohort. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
States served
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Ohio | 29 | 16.4% | $75.1M | |
| 2 | Texas | 19 | 10.7% | $54.8M | |
| 3 | Florida | 11 | 6.2% | $29.4M | |
| 4 | Illinois | 10 | 5.6% | $13.1M | |
| 5 | Indiana | 8 | 4.5% | $19.6M | |
| 6 | Montana | 8 | 4.5% | $13.2M | |
| 7 | West Virginia | 7 | 4.0% | $19.9M | |
| 8 | Michigan | 7 | 4.0% | $18.4M | |
| 9 | Virginia | 6 | 3.4% | $13.3M | |
| 10 | Louisiana | 6 | 3.4% | $12.4M | |
| 11 | Kentucky | 6 | 3.4% | $10.4M | |
| 12 | Tennessee | 5 | 2.8% | $10.1M | |
| 13 | New York | 5 | 2.8% | $9.6M | |
| 14 | Oklahoma | 5 | 2.8% | $7.4M | |
| 15 | Pennsylvania | 4 | 2.3% | $11.5M |
Industries financed
| # | Industry | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Hotels (except Casino Hotels) and Motels | 167 | 94.4% | $369M | |
| 2 | Gasoline Stations with Convenience Stores | 3 | 1.7% | $4.4M | |
| 3 | Limited-Service Restaurants | 2 | 1.1% | $2.6M | |
| 4 | Promoters of Performing Arts, Sports, and Similar Events with Facilities | 1 | 0.6% | $3.6M | |
| 5 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | 0.6% | $2.3M | |
| 6 | All Other Amusement and Recreation Industries | 1 | 0.6% | $1.7M | |
| 7 | Landscaping Services | 1 | 0.6% | $1.6M | |
| 8 | Site Preparation Contractors | 1 | 0.6% | $587K |
Terms signed in the LOI shape the purchase agreement that follows.
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Franchise brands financed
| # | Franchise | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Quality Inn | 13 | 7.3% | $32M | |
| 2 | Red Roof Inn | 12 | 6.8% | $31.5M | |
| 3 | Best Western | 10 | 5.6% | $24.7M | |
| 4 | Days Inn | 10 | 5.6% | $18.9M | |
| 5 | Motel 6 | 9 | 5.1% | $15.1M | |
| 6 | Super 8 | 8 | 4.5% | $11M | |
| 7 | Holiday Inn Express | 7 | 4.0% | $24.9M | |
| 8 | Baymont | 7 | 4.0% | $15.5M | |
| 9 | Comfort Inn | 6 | 3.4% | $17.4M | |
| 10 | Rodeway Inn | 6 | 3.4% | $9.8M |
Questions buyers ask
Does First Western SBLC, LLC d/b/a Peachtree Group make SBA acquisition loans?
Yes. First Western SBLC, LLC d/b/a Peachtree Group approved 177 SBA 7(a) loans to buy existing businesses from FY2018 to FY2026, ranking number 54 of 280 lenders with 25 or more such loans. The SBA file shows past approvals only; it cannot tell you whether the lender will approve a particular buyer or deal.
How large are First Western SBLC, LLC d/b/a Peachtree Group's acquisition loans?
The median was $2,040,000, with the middle half between $1,265,000 and $2,900,000. The national median is $645,250, so this lender's typical loan is 216% higher than the national figure.
Which states does First Western SBLC, LLC d/b/a Peachtree Group lend in?
Ohio (29), Texas (19), Florida (11), Illinois (10), Indiana (8), Montana (8). Its loans span at least 15 states.
Which industries does First Western SBLC, LLC d/b/a Peachtree Group finance?
Hotels (except Casino Hotels) and Motels (167), Gasoline Stations with Convenience Stores (3), Limited-Service Restaurants (2), Promoters of Performing Arts, Sports, and Similar Events with Facilities (1), Automotive Body, Paint, and Interior Repair and Maintenance (1). The top industry is 94% of its acquisition loans.
How have First Western SBLC, LLC d/b/a Peachtree Group's acquisition loans performed?
Of 99 loans approved FY2018 to FY2021: none charged off, against the 3.5% national acquisition average. Charge-offs reflect the borrowers and industries a lender serves as well as its underwriting.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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Related
- Ohio acquisitions
- Texas acquisitions
- Florida acquisitions
- Hotels (except Casino Hotels) and Motels
- Gasoline Stations with Convenience Stores
- Limited-Service Restaurants
- All lenders
Figures are aggregates of public SBA data. This page is not provided or endorsed by First Western SBLC, LLC d/b/a Peachtree Group.