All Other Miscellaneous Retailers acquisitions in Arizona: SBA loan data
Since FY2018, SBA lenders have approved 18 7(a) loans to buy an existing business classified as All Other Miscellaneous Retailers in Arizona, totaling $21.5M. The median loan was $746,000. That is 1.6% of the 1,095 acquisition loans in Arizona.
The purchase agreement decides what you bought, not the loan approval.
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How this compares
The median All Other Miscellaneous Retailers loan in Arizona is in line with the $770,000 median for all Arizona acquisitions, and 55% higher than the $480,000 median for All Other Miscellaneous Retailers acquisitions nationwide (289 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 3.3% of seasoned All Other Miscellaneous Retailers acquisition loans were charged off, and 3.5% of seasoned Arizona acquisition loans of any type.
All Other Miscellaneous Retailers acquisition loans in Arizona by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 0 | $0 | - | |
| FY2019 | 2 | $595K | $297,550 | |
| FY2020 | 2 | $2.9M | $1,436,000 | |
| FY2021 | 2 | $696K | $348,150 | |
| FY2022 | 5 | $6.3M | $1,320,000 | |
| FY2023 | 1 | $1.5M | $1,470,000 | |
| FY2024 | 1 | $410K | $410,000 | |
| FY2025 | 3 | $6.8M | $2,689,000 | |
| FY2026 | 2 | $2.4M | $1,180,500 |
How often do these acquisition loans fail?
Fewer than 20 All Other Miscellaneous Retailers in Arizona acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Midwest Regional Bank | 6 | 33.3% | $9.6M | |
| 2 | Live Oak Banking Company | 3 | 16.7% | $4.5M | |
| 3 | Arizona Financial Credit Union | 3 | 16.7% | $1M | |
| 4 | St. Louis Bank | 1 | 5.6% | $2.6M | |
| 5 | Bell Bank | 1 | 5.6% | $1.5M |
Top franchise brands
| # | Franchise | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Image360 | 2 | 11.1% | $1.5M | |
| 2 | Batteries Plus | 1 | 5.6% | $363K |
The purchase agreement decides what you bought, not the loan approval.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
Questions buyers ask
How much do SBA loans for All Other Miscellaneous Retailers acquisitions in Arizona run?
The median SBA 7(a) loan was $746,000 across 18 loans (FY2018 to FY2026). The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance All Other Miscellaneous Retailers acquisitions in Arizona?
Midwest Regional Bank (6), Live Oak Banking Company (3), Arizona Financial Credit Union (3), St. Louis Bank (1), Bell Bank (1).
How often do All Other Miscellaneous Retailers acquisition loans fail in Arizona?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of All Other Miscellaneous Retailers acquisitions in Arizona?
3 of the 18 loans (17%) involved a franchise brand, most often Image360 (2).
That draft favors the seller. We review it for the buyer, line by line.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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Small samples move a lot: each loan in this combination is 6% of the count. Industry is the NAICS code the lender recorded. See the methodology.