All Other Miscellaneous Retailers acquisitions in Colorado: SBA loan data
Since FY2018, SBA lenders have approved 21 7(a) loans to buy an existing business classified as All Other Miscellaneous Retailers in Colorado, totaling $21.6M. The median loan was $594,900. That is 1.1% of the 1,870 acquisition loans in Colorado.
Seller note standby terms and third-party consents are reviewed before closing.
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How this compares
The median All Other Miscellaneous Retailers loan in Colorado is 10% lower than the $661,000 median for all Colorado acquisitions, and 24% higher than the $480,000 median for All Other Miscellaneous Retailers acquisitions nationwide (289 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 3.3% of seasoned All Other Miscellaneous Retailers acquisition loans were charged off, and 4.1% of seasoned Colorado acquisition loans of any type.
All Other Miscellaneous Retailers acquisition loans in Colorado by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 1 | $1.4M | $1,360,000 | |
| FY2019 | 2 | $886K | $442,850 | |
| FY2020 | 2 | $765K | $382,700 | |
| FY2021 | 2 | $3.1M | $1,570,000 | |
| FY2022 | 1 | $1.5M | $1,484,000 | |
| FY2023 | 6 | $6.6M | $495,000 | |
| FY2024 | 3 | $2.9M | $931,900 | |
| FY2025 | 2 | $660K | $330,000 | |
| FY2026 | 2 | $3.8M | $1,891,150 |
How often do these acquisition loans fail?
Fewer than 20 All Other Miscellaneous Retailers in Colorado acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Seller note standby terms and third-party consents are reviewed before closing.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 5 | 23.8% | $7.4M | |
| 2 | InBank | 2 | 9.5% | $990K | |
| 3 | The Huntington National Bank | 2 | 9.5% | $660K | |
| 4 | United Midwest Savings Bank National Association | 1 | 4.8% | $3.8M | |
| 5 | American Momentum Bank | 1 | 4.8% | $1.5M |
Top franchise brands
| # | Franchise | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Image360 | 2 | 9.5% | $660K | |
| 2 | Big O Tires | 1 | 4.8% | $536K | |
| 3 | Painting With A Twist | 1 | 4.8% | $212K |
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Questions buyers ask
How much do SBA loans for All Other Miscellaneous Retailers acquisitions in Colorado run?
The median SBA 7(a) loan was $594,900 across 21 loans (FY2018 to FY2026), with the middle half between $350,000 and $1,484,000. The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance All Other Miscellaneous Retailers acquisitions in Colorado?
Live Oak Banking Company (5), InBank (2), The Huntington National Bank (2), United Midwest Savings Bank National Association (1), American Momentum Bank (1). Some lenders repeatedly finance this industry in this state; the counts above show which.
How often do All Other Miscellaneous Retailers acquisition loans fail in Colorado?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of All Other Miscellaneous Retailers acquisitions in Colorado?
4 of the 21 loans (19%) involved a franchise brand, most often Image360 (2).
The purchase agreement decides what you bought, not the loan approval.
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Small samples move a lot: each loan in this combination is 5% of the count. Industry is the NAICS code the lender recorded. See the methodology.