All Other Personal Services acquisitions in Colorado: SBA loan data
Since FY2018, SBA lenders have approved 19 7(a) loans to buy an existing business classified as All Other Personal Services in Colorado, totaling $10.7M. The median loan was $270,600. That is 1.0% of the 1,870 acquisition loans in Colorado.
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How this compares
The median All Other Personal Services loan in Colorado is 59% lower than the $661,000 median for all Colorado acquisitions, and 33% lower than the $406,600 median for All Other Personal Services acquisitions nationwide (336 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 5.7% of seasoned All Other Personal Services acquisition loans were charged off, and 4.1% of seasoned Colorado acquisition loans of any type.
All Other Personal Services acquisition loans in Colorado by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 2 | $570K | $284,800 | |
| FY2019 | 2 | $1.7M | $858,200 | |
| FY2020 | 1 | $399K | $399,000 | |
| FY2021 | 0 | $0 | - | |
| FY2022 | 2 | $850K | $425,000 | |
| FY2023 | 1 | $200K | $200,000 | |
| FY2024 | 6 | $2.4M | $119,750 | |
| FY2025 | 2 | $2.5M | $1,231,000 | |
| FY2026 | 3 | $2.1M | $692,300 |
How often do these acquisition loans fail?
Fewer than 20 All Other Personal Services in Colorado acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 6 | 31.6% | $1.8M | |
| 2 | BMO Bank National Association | 3 | 15.8% | $2M | |
| 3 | First Internet Bank of Indiana | 2 | 10.5% | $2.5M | |
| 4 | Live Oak Banking Company | 2 | 10.5% | $1.4M | |
| 5 | Wells Fargo Bank National Association | 2 | 10.5% | $698K |
Top franchise brands
| # | Franchise | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | TeamLogic IT | 1 | 5.3% | $399K |
The purchase agreement decides what you bought, not the loan approval.
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Questions buyers ask
How much do SBA loans for All Other Personal Services acquisitions in Colorado run?
The median SBA 7(a) loan was $270,600 across 19 loans (FY2018 to FY2026). The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance All Other Personal Services acquisitions in Colorado?
The Huntington National Bank (6), BMO Bank National Association (3), First Internet Bank of Indiana (2), Live Oak Banking Company (2), Wells Fargo Bank National Association (2).
How often do All Other Personal Services acquisition loans fail in Colorado?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of All Other Personal Services acquisitions in Colorado?
1 of the 19 loans (5%) involved a franchise brand, most often TeamLogic IT (1).
Terms signed in the LOI shape the purchase agreement that follows.
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Small samples move a lot: each loan in this combination is 5% of the count. Industry is the NAICS code the lender recorded. See the methodology.