Child Care Services acquisitions in Idaho: SBA loan data
Since FY2018, SBA lenders have approved 10 7(a) loans to buy an existing business classified as Child Care Services in Idaho, totaling $4.1M. The median loan was $350,000. That is 2.3% of the 436 acquisition loans in Idaho.
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How this compares
The median Child Care Services loan in Idaho is 38% lower than the $563,000 median for all Idaho acquisitions, and 54% lower than the $763,300 median for Child Care Services acquisitions nationwide (850 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 0.8% of seasoned Child Care Services acquisition loans were charged off, and 1.3% of seasoned Idaho acquisition loans of any type.
Child Care Services acquisition loans in Idaho by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 1 | $187K | $187,000 | |
| FY2019 | 2 | $499K | $249,250 | |
| FY2020 | 1 | $410K | $409,500 | |
| FY2021 | 1 | $137K | $137,100 | |
| FY2022 | 0 | $0 | - | |
| FY2023 | 2 | $974K | $487,000 | |
| FY2024 | 0 | $0 | - | |
| FY2025 | 1 | $144K | $143,500 | |
| FY2026 | 2 | $1.8M | $895,000 |
How often do these acquisition loans fail?
Fewer than 20 Child Care Services in Idaho acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Idaho Central CU | 2 | 20.0% | $1.9M | |
| 2 | Grasshopper Bank National Association | 2 | 20.0% | $850K | |
| 3 | Northwest Bank | 2 | 20.0% | $597K | |
| 4 | Wells Fargo Bank National Association | 1 | 10.0% | $350K | |
| 5 | First Interstate Bank | 1 | 10.0% | $149K |
Top franchise brands
No franchise brands recorded in this combination.
Seller note standby terms and third-party consents are reviewed before closing.
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Questions buyers ask
How much do SBA loans for Child Care Services acquisitions in Idaho run?
The median SBA 7(a) loan was $350,000 across 10 loans (FY2018 to FY2026). The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Child Care Services acquisitions in Idaho?
Idaho Central CU (2), Grasshopper Bank National Association (2), Northwest Bank (2), Wells Fargo Bank National Association (1), First Interstate Bank (1).
How often do Child Care Services acquisition loans fail in Idaho?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of Child Care Services acquisitions in Idaho?
None of the 10 loans in this combination were recorded with a franchise brand.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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Related
- All Idaho acquisitions
- Child Care Services nationally
- Child Care Services in Florida
- Child Care Services in Texas
- Child Care Services in Georgia
- Child Care Services in California
- Child Care Services in New Jersey
- Child Care Services in Colorado
- Child Care Services in North Carolina
- Child Care Services in Pennsylvania
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Small samples move a lot: each loan in this combination is 10% of the count. Industry is the NAICS code the lender recorded. See the methodology.