Beer, Wine, and Liquor Retailers acquisitions in Kansas: SBA loan data
Since FY2018, SBA lenders have approved 21 7(a) loans to buy an existing business classified as Beer, Wine, and Liquor Retailers in Kansas, totaling $9.2M. The median loan was $333,000. That is 4.0% of the 531 acquisition loans in Kansas.
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How this compares
The median Beer, Wine, and Liquor Retailers loan in Kansas is 41% lower than the $565,500 median for all Kansas acquisitions, and 49% lower than the $650,000 median for Beer, Wine, and Liquor Retailers acquisitions nationwide (1,736 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 1.4% of seasoned Beer, Wine, and Liquor Retailers acquisition loans were charged off, and 4.9% of seasoned Kansas acquisition loans of any type.
Beer, Wine, and Liquor Retailers acquisition loans in Kansas by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 2 | $1.1M | $564,000 | |
| FY2019 | 4 | $1.8M | $379,000 | |
| FY2020 | 4 | $1.9M | $384,600 | |
| FY2021 | 1 | $807K | $806,500 | |
| FY2022 | 5 | $1.7M | $134,900 | |
| FY2023 | 2 | $778K | $389,200 | |
| FY2024 | 0 | $0 | - | |
| FY2025 | 0 | $0 | - | |
| FY2026 | 3 | $1.1M | $315,000 |
How often do these acquisition loans fail?
Fewer than 20 Beer, Wine, and Liquor Retailers in Kansas acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | OakStar Bank | 4 | 19.0% | $1.9M | |
| 2 | Community National Bank & Trust | 3 | 14.3% | $462K | |
| 3 | UMB Bank, National Association | 2 | 9.5% | $1.6M | |
| 4 | Wells Fargo Bank National Association | 2 | 9.5% | $813K | |
| 5 | Equity Bank | 1 | 4.8% | $1.1M |
Top franchise brands
No franchise brands recorded in this combination.
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Questions buyers ask
How much do SBA loans for Beer, Wine, and Liquor Retailers acquisitions in Kansas run?
The median SBA 7(a) loan was $333,000 across 21 loans (FY2018 to FY2026), with the middle half between $298,400 and $531,000. The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Beer, Wine, and Liquor Retailers acquisitions in Kansas?
OakStar Bank (4), Community National Bank & Trust (3), UMB Bank, National Association (2), Wells Fargo Bank National Association (2), Equity Bank (1). Some lenders repeatedly finance this industry in this state; the counts above show which.
How often do Beer, Wine, and Liquor Retailers acquisition loans fail in Kansas?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of Beer, Wine, and Liquor Retailers acquisitions in Kansas?
None of the 21 loans in this combination were recorded with a franchise brand.
The purchase agreement decides what you bought, not the loan approval.
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Related
- All Kansas acquisitions
- Beer, Wine, and Liquor Retailers nationally
- Beer, Wine, and Liquor Retailers in California
- Beer, Wine, and Liquor Retailers in Colorado
- Beer, Wine, and Liquor Retailers in Georgia
- Beer, Wine, and Liquor Retailers in New York
- Beer, Wine, and Liquor Retailers in Michigan
- Beer, Wine, and Liquor Retailers in New Jersey
- Beer, Wine, and Liquor Retailers in Texas
- Beer, Wine, and Liquor Retailers in Maryland
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Small samples move a lot: each loan in this combination is 5% of the count. Industry is the NAICS code the lender recorded. See the methodology.