Couriers and Express Delivery Services acquisitions in Missouri: SBA loan data
Since FY2018, SBA lenders have approved 10 7(a) loans to buy an existing business classified as Couriers and Express Delivery Services in Missouri, totaling $7.6M. The median loan was $773,500. That is 0.9% of the 1,098 acquisition loans in Missouri.
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How this compares
The median Couriers and Express Delivery Services loan in Missouri is 33% higher than the $580,000 median for all Missouri acquisitions, and 15% higher than the $673,000 median for Couriers and Express Delivery Services acquisitions nationwide (363 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 4.7% of seasoned Couriers and Express Delivery Services acquisition loans were charged off, and 2.9% of seasoned Missouri acquisition loans of any type.
Couriers and Express Delivery Services acquisition loans in Missouri by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 0 | $0 | - | |
| FY2019 | 2 | $733K | $366,500 | |
| FY2020 | 1 | $1M | $1,000,000 | |
| FY2021 | 1 | $1M | $1,025,400 | |
| FY2022 | 0 | $0 | - | |
| FY2023 | 2 | $363K | $181,450 | |
| FY2024 | 0 | $0 | - | |
| FY2025 | 1 | $1.9M | $1,870,000 | |
| FY2026 | 3 | $2.6M | $853,000 |
How often do these acquisition loans fail?
Fewer than 20 Couriers and Express Delivery Services in Missouri acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Seller note standby terms and third-party consents are reviewed before closing.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Kendall Bank | 2 | 20.0% | $1.5M | |
| 2 | Regent Bank | 2 | 20.0% | $363K | |
| 3 | Readycap Lending, LLC | 1 | 10.0% | $1.9M | |
| 4 | Falcon National Bank | 1 | 10.0% | $1M | |
| 5 | Guaranty Bank | 1 | 10.0% | $1M |
Top franchise brands
| # | Franchise | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | The UPS Store | 1 | 10.0% | $220K |
The purchase agreement decides what you bought, not the loan approval.
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Questions buyers ask
How much do SBA loans for Couriers and Express Delivery Services acquisitions in Missouri run?
The median SBA 7(a) loan was $773,500 across 10 loans (FY2018 to FY2026). The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Couriers and Express Delivery Services acquisitions in Missouri?
Kendall Bank (2), Regent Bank (2), Readycap Lending, LLC (1), Falcon National Bank (1), Guaranty Bank (1).
How often do Couriers and Express Delivery Services acquisition loans fail in Missouri?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of Couriers and Express Delivery Services acquisitions in Missouri?
1 of the 10 loans (10%) involved a franchise brand, most often The UPS Store (1).
Terms signed in the LOI shape the purchase agreement that follows.
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Related
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Small samples move a lot: each loan in this combination is 10% of the count. Industry is the NAICS code the lender recorded. See the methodology.