Limited-Service Restaurants acquisitions in Nebraska: SBA loan data
Since FY2018, SBA lenders have approved 13 7(a) loans to buy an existing business classified as Limited-Service Restaurants in Nebraska, totaling $12.7M. The median loan was $690,000. That is 3.8% of the 339 acquisition loans in Nebraska.
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How this compares
The median Limited-Service Restaurants loan in Nebraska is 66% higher than the $415,000 median for all Nebraska acquisitions, and 97% higher than the $350,000 median for Limited-Service Restaurants acquisitions nationwide (2,222 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 5.3% of seasoned Limited-Service Restaurants acquisition loans were charged off, and 3.5% of seasoned Nebraska acquisition loans of any type.
Limited-Service Restaurants acquisition loans in Nebraska by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 3 | $4.1M | $1,859,000 | |
| FY2019 | 0 | $0 | - | |
| FY2020 | 1 | $739K | $739,400 | |
| FY2021 | 2 | $275K | $137,250 | |
| FY2022 | 2 | $1.3M | $667,500 | |
| FY2023 | 0 | $0 | - | |
| FY2024 | 2 | $950K | $475,000 | |
| FY2025 | 0 | $0 | - | |
| FY2026 | 3 | $5.3M | $1,800,000 |
How often do these acquisition loans fail?
Fewer than 20 Limited-Service Restaurants in Nebraska acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Terms signed in the LOI shape the purchase agreement that follows.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Union Bank and Trust Company | 4 | 30.8% | $2.4M | |
| 2 | Live Oak Banking Company | 2 | 15.4% | $3.1M | |
| 3 | Midwest Bank | 2 | 15.4% | $275K | |
| 4 | Equity Bank | 1 | 7.7% | $2.8M | |
| 5 | Exchange Bank | 1 | 7.7% | $2.2M |
Top franchise brands
| # | Franchise | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Subway | 2 | 15.4% | $2.4M | |
| 2 | Dairy Queen | 2 | 15.4% | $950K | |
| 3 | Sonic | 1 | 7.7% | $1.9M | |
| 4 | Domino's Pizza | 1 | 7.7% | $1.8M | |
| 5 | Little Caesars | 1 | 7.7% | $1.3M |
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Questions buyers ask
How much do SBA loans for Limited-Service Restaurants acquisitions in Nebraska run?
The median SBA 7(a) loan was $690,000 across 13 loans (FY2018 to FY2026). The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Limited-Service Restaurants acquisitions in Nebraska?
Union Bank and Trust Company (4), Live Oak Banking Company (2), Midwest Bank (2), Equity Bank (1), Exchange Bank (1).
How often do Limited-Service Restaurants acquisition loans fail in Nebraska?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of Limited-Service Restaurants acquisitions in Nebraska?
7 of the 13 loans (54%) involved a franchise brand, most often Subway (2).
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
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Related
- All Nebraska acquisitions
- Financing one? How to get an SBA loan to buy a fast food restaurant
- Limited-Service Restaurants nationally
- Limited-Service Restaurants in California
- Limited-Service Restaurants in Washington
- Limited-Service Restaurants in Texas
- Limited-Service Restaurants in Georgia
- Limited-Service Restaurants in Pennsylvania
- Limited-Service Restaurants in Michigan
- Limited-Service Restaurants in Illinois
- Limited-Service Restaurants in Florida
- Full-Service Restaurants in Nebraska
- All Other Specialty Trade Contractors in Nebraska
- Landscaping Services in Nebraska
Small samples move a lot: each loan in this combination is 8% of the count. Industry is the NAICS code the lender recorded. See the methodology.