Convenience Retailers acquisitions in Oregon: SBA loan data
Since FY2018, SBA lenders have approved 26 7(a) loans to buy an existing business classified as Convenience Retailers in Oregon, totaling $18M. The median loan was $430,000. That is 4.0% of the 656 acquisition loans in Oregon.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
How this compares
The median Convenience Retailers loan in Oregon is 31% lower than the $620,100 median for all Oregon acquisitions, and 16% lower than the $509,000 median for Convenience Retailers acquisitions nationwide (492 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 2.0% of seasoned Convenience Retailers acquisition loans were charged off, and 4.4% of seasoned Oregon acquisition loans of any type.
Convenience Retailers acquisition loans in Oregon by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 5 | $2.5M | $522,000 | |
| FY2019 | 1 | $212K | $212,000 | |
| FY2020 | 4 | $2.1M | $518,000 | |
| FY2021 | 4 | $2.5M | $477,500 | |
| FY2022 | 3 | $2.7M | $1,068,000 | |
| FY2023 | 1 | $415K | $415,000 | |
| FY2024 | 4 | $4.7M | $571,000 | |
| FY2025 | 2 | $2.1M | $1,057,000 | |
| FY2026 | 2 | $721K | $360,400 |
How often do these acquisition loans fail?
Fewer than 20 Convenience Retailers in Oregon acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
The purchase agreement decides what you bought, not the loan approval.
Request Engagement AssessmentAll 50 states. Free consultation.
Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Hanmi Bank | 5 | 19.2% | $2M | |
| 2 | Banner Bank | 3 | 11.5% | $945K | |
| 3 | UniBank | 2 | 7.7% | $1.2M | |
| 4 | West Coast Community Bank | 2 | 7.7% | $1M | |
| 5 | The Huntington National Bank | 2 | 7.7% | $867K |
Top franchise brands
No franchise brands recorded in this combination.
That draft favors the seller. We review it for the buyer, line by line.
Submit Transaction DetailsFree consultation. All 50 states.
Questions buyers ask
How much do SBA loans for Convenience Retailers acquisitions in Oregon run?
The median SBA 7(a) loan was $430,000 across 26 loans (FY2018 to FY2026), with the middle half between $353,350 and $801,500. The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Convenience Retailers acquisitions in Oregon?
Hanmi Bank (5), Banner Bank (3), UniBank (2), West Coast Community Bank (2), The Huntington National Bank (2). Some lenders repeatedly finance this industry in this state; the counts above show which.
How often do Convenience Retailers acquisition loans fail in Oregon?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of Convenience Retailers acquisitions in Oregon?
None of the 26 loans in this combination were recorded with a franchise brand.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
Advertise on this site: lenders, brokers, valuation and insurance firms. See options
Related
- All Oregon acquisitions
- Convenience Retailers nationally
- Convenience Retailers in California
- Convenience Retailers in Washington
- Convenience Retailers in Michigan
- Convenience Retailers in Massachusetts
- Convenience Retailers in New Jersey
- Limited-Service Restaurants in Oregon
- Gasoline Stations with Convenience Stores in Oregon
- Full-Service Restaurants in Oregon
- Hotels and Motels in Oregon
- Insurance Agencies and Brokerages in Oregon
- Offices of Chiropractors in Oregon
- General Automotive Repair in Oregon
- All Other Specialty Trade Contractors in Oregon
Small samples move a lot: each loan in this combination is 4% of the count. Industry is the NAICS code the lender recorded. See the methodology.