Insurance Agencies and Brokerages acquisitions in Oregon: SBA loan data
Since FY2018, SBA lenders have approved 17 7(a) loans to buy an existing business classified as Insurance Agencies and Brokerages in Oregon, totaling $7.3M. The median loan was $259,000. That is 2.6% of the 656 acquisition loans in Oregon.
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
How this compares
The median Insurance Agencies and Brokerages loan in Oregon is 58% lower than the $620,100 median for all Oregon acquisitions, and 64% lower than the $720,000 median for Insurance Agencies and Brokerages acquisitions nationwide (832 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 3.1% of seasoned Insurance Agencies and Brokerages acquisition loans were charged off, and 4.4% of seasoned Oregon acquisition loans of any type.
Insurance Agencies and Brokerages acquisition loans in Oregon by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 3 | $558K | $191,000 | |
| FY2019 | 3 | $554K | $165,000 | |
| FY2020 | 2 | $1M | $501,000 | |
| FY2021 | 1 | $169K | $169,000 | |
| FY2022 | 0 | $0 | - | |
| FY2023 | 2 | $2.1M | $1,036,000 | |
| FY2024 | 0 | $0 | - | |
| FY2025 | 6 | $2.9M | $529,000 | |
| FY2026 | 0 | $0 | - |
How often do these acquisition loans fail?
Fewer than 20 Insurance Agencies and Brokerages in Oregon acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Byline Bank | 4 | 23.5% | $1.5M | |
| 2 | Optus Bank | 4 | 23.5% | $793K | |
| 3 | Mechanics and Farmers Bank | 2 | 11.8% | $319K | |
| 4 | Mountain Pacific Bank | 1 | 5.9% | $1.1M | |
| 5 | Pathward National Association | 1 | 5.9% | $980K |
Top franchise brands
| # | Franchise | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Allstate Home Inspection | 2 | 11.8% | $685K |
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentFree consultation. All 50 states.
Questions buyers ask
How much do SBA loans for Insurance Agencies and Brokerages acquisitions in Oregon run?
The median SBA 7(a) loan was $259,000 across 17 loans (FY2018 to FY2026). The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Insurance Agencies and Brokerages acquisitions in Oregon?
Byline Bank (4), Optus Bank (4), Mechanics and Farmers Bank (2), Mountain Pacific Bank (1), Pathward National Association (1).
How often do Insurance Agencies and Brokerages acquisition loans fail in Oregon?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of Insurance Agencies and Brokerages acquisitions in Oregon?
3 of the 17 loans (18%) involved a franchise brand, most often Allstate Home Inspection (2).
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
Advertise on this site: lenders, brokers, valuation and insurance firms. See options
Related
- All Oregon acquisitions
- Insurance Agencies and Brokerages nationally
- Insurance Agencies and Brokerages in Texas
- Insurance Agencies and Brokerages in Florida
- Insurance Agencies and Brokerages in California
- Insurance Agencies and Brokerages in Georgia
- Insurance Agencies and Brokerages in New York
- Insurance Agencies and Brokerages in North Carolina
- Insurance Agencies and Brokerages in Colorado
- Insurance Agencies and Brokerages in Alabama
- Limited-Service Restaurants in Oregon
- Gasoline Stations with Convenience Stores in Oregon
- Full-Service Restaurants in Oregon
- Hotels and Motels in Oregon
- Convenience Retailers in Oregon
- Offices of Chiropractors in Oregon
- General Automotive Repair in Oregon
- All Other Specialty Trade Contractors in Oregon
Small samples move a lot: each loan in this combination is 6% of the count. Industry is the NAICS code the lender recorded. See the methodology.