Gasoline Stations with Convenience Stores acquisitions in Wisconsin: SBA loan data
Since FY2018, SBA lenders have approved 60 7(a) loans to buy an existing business classified as Gasoline Stations with Convenience Stores in Wisconsin, totaling $83.2M. The median loan was $1,102,000. That is 4.1% of the 1,452 acquisition loans in Wisconsin.
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How this compares
The median Gasoline Stations with Convenience Stores loan in Wisconsin is 96% higher than the $562,750 median for all Wisconsin acquisitions, and 23% lower than the $1,436,000 median for Gasoline Stations with Convenience Stores acquisitions nationwide (1,347 loans).
On losses, none of the 27 seasoned Gasoline Stations with Convenience Stores loans in Wisconsin were charged off, against the 2.6% rate for all Wisconsin acquisitions, and against the 0.9% rate for the industry nationally.
Gasoline Stations with Convenience Stores acquisition loans in Wisconsin by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 4 | $3.5M | $825,000 | |
| FY2019 | 8 | $9.9M | $1,185,800 | |
| FY2020 | 1 | $1.6M | $1,575,000 | |
| FY2021 | 14 | $20.8M | $1,179,500 | |
| FY2022 | 10 | $15.2M | $1,302,500 | |
| FY2023 | 11 | $14.6M | $1,100,000 | |
| FY2024 | 5 | $4M | $425,000 | |
| FY2025 | 5 | $11.4M | $2,340,000 | |
| FY2026 | 2 | $2.2M | $1,079,000 |
How often do these acquisition loans fail?
Of the 27 Gasoline Stations with Convenience Stores in Wisconsin acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), none have been charged off by the SBA. 17 have already been paid in full.
For comparison, Gasoline Stations with Convenience Stores in Wisconsin has none charged off, against the 3.5% average across all SBA 7(a) acquisition loans in the same cohort. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Seller note standby terms and third-party consents are reviewed before closing.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Byline Bank | 14 | 23.3% | $17.2M | |
| 2 | Waukesha State Bank | 6 | 10.0% | $7.5M | |
| 3 | Celtic Bank Corporation | 6 | 10.0% | $6.5M | |
| 4 | Bank Five Nine | 5 | 8.3% | $6.5M | |
| 5 | T Bank, National Association | 4 | 6.7% | $10.2M |
Top franchise brands
| # | Franchise | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | World Fuel Services | 5 | 8.3% | $5.5M | |
| 2 | U.S. Oil (Mobil) | 4 | 6.7% | $5.2M |
That draft favors the seller. We review it for the buyer, line by line.
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Questions buyers ask
How much do SBA loans for Gasoline Stations with Convenience Stores acquisitions in Wisconsin run?
The median SBA 7(a) loan was $1,102,000 across 60 loans (FY2018 to FY2026), with the middle half between $837,500 and $1,582,175. The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Gasoline Stations with Convenience Stores acquisitions in Wisconsin?
Byline Bank (14), Waukesha State Bank (6), Celtic Bank Corporation (6), Bank Five Nine (5), T Bank, National Association (4). Some lenders repeatedly finance this industry in this state; the counts above show which.
How often do Gasoline Stations with Convenience Stores acquisition loans fail in Wisconsin?
Of 27 seasoned loans (FY2018 to FY2021), none were charged off, against the 3.5% rate for all SBA acquisition loans. With a sample this size, treat the figure as a direction, not a precise rate.
Are franchised businesses part of Gasoline Stations with Convenience Stores acquisitions in Wisconsin?
41 of the 60 loans (68%) involved a franchise brand, most often World Fuel Services (5).
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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Related
- All Wisconsin acquisitions
- Financing one? How to get an SBA loan to buy a gas station
- Gasoline Stations with Convenience Stores nationally
- Gasoline Stations with Convenience Stores in Texas
- Gasoline Stations with Convenience Stores in California
- Gasoline Stations with Convenience Stores in Washington
- Gasoline Stations with Convenience Stores in Illinois
- Gasoline Stations with Convenience Stores in Georgia
- Gasoline Stations with Convenience Stores in Minnesota
- Gasoline Stations with Convenience Stores in Oregon
- Gasoline Stations with Convenience Stores in Oklahoma
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Small samples move a lot: each loan in this combination is 2% of the count. Industry is the NAICS code the lender recorded. See the methodology.