Buying a Camp Bow Wow franchise: SBA acquisition loan data
Since FY2018, SBA lenders have approved 13 7(a) loans to buy an existing Camp Bow Wow (classified mostly as Pet Care (except Veterinary) Services), totaling $13M. The median loan was $848,300, 31% higher than the $645,250 median for all SBA-financed acquisitions. 2 of these loans were approved in the last two fiscal years.
That draft favors the seller. We review it for the buyer, line by line.
Submit Transaction DetailsFree consultation. All 50 states.
What this tells a buyer
- Price range to expect. Loan size tracks purchase price. Half of Camp Bow Wow resale loans landed between $449,200 and $1,192,000.
- Lender experience exists. The Huntington National Bank alone has financed 3 Camp Bow Wow resales.
- Guaranty. The SBA guaranteed 75% of the dollars lent here.
- What the file leaves out. The SBA file does not record franchisor transfer terms or fees.
Financing a Camp Bow Wow resale
The median SBA 7(a) loan for a Camp Bow Wow resale was $848,300 across 13 loans (FY2018 to FY2026). The Huntington National Bank, Associated Bank National Association and Wells Fargo Bank National Association have financed the most Camp Bow Wow resales. Too few of these loans are old enough to measure a charge-off rate; the average for all SBA acquisition loans is 3.5%.
Camp Bow Wow acquisition loans by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 1 | $848K | $848,300 | |
| FY2019 | 2 | $1.6M | $806,000 | |
| FY2020 | 0 | $0 | - | |
| FY2021 | 1 | $465K | $465,000 | |
| FY2022 | 3 | $4.4M | $1,192,000 | |
| FY2023 | 1 | $675K | $675,000 | |
| FY2024 | 3 | $3.5M | $1,580,000 | |
| FY2025 | 0 | $0 | - | |
| FY2026 | 2 | $1.5M | $729,500 |
How often do these acquisition loans fail?
Fewer than 20 Camp Bow Wow acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
The purchase agreement decides what you bought, not the loan approval.
Request Engagement AssessmentAll 50 states. Free consultation.
Lenders financing Camp Bow Wow resales
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 3 | 23.1% | $2.4M | |
| 2 | Associated Bank National Association | 2 | 15.4% | $3.4M | |
| 3 | Wells Fargo Bank National Association | 2 | 15.4% | $2M | |
| 4 | Harvest Small Business Finance, LLC | 1 | 7.7% | $1.6M | |
| 5 | NewFirst National Bank | 1 | 7.7% | $1.2M | |
| 6 | Banc of California | 1 | 7.7% | $1M | |
| 7 | Providence Bank and Trust | 1 | 7.7% | $675K | |
| 8 | Gulf Coast Bank | 1 | 7.7% | $449K | |
| 9 | HomeTrust Bank | 1 | 7.7% | $258K |
States where Camp Bow Wow units are bought
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Minnesota | 2 | 15.4% | $3.4M | |
| 2 | Texas | 2 | 15.4% | $2.8M | |
| 3 | New Jersey | 2 | 15.4% | $2M | |
| 4 | Florida | 1 | 7.7% | $1.2M | |
| 5 | Michigan | 1 | 7.7% | $1M | |
| 6 | Utah | 1 | 7.7% | $848K | |
| 7 | Illinois | 1 | 7.7% | $675K | |
| 8 | Ohio | 1 | 7.7% | $465K | |
| 9 | South Carolina | 1 | 7.7% | $449K | |
| 10 | Georgia | 1 | 7.7% | $258K |
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Questions buyers ask
How much do buyers borrow to buy a Camp Bow Wow franchise?
The median SBA 7(a) loan for a Camp Bow Wow resale was $848,300 across 13 loans (FY2018 to FY2026). The middle half of loans ran from $449,200 to $1,192,000. The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Camp Bow Wow acquisitions?
The Huntington National Bank has made the most SBA acquisition loans for Camp Bow Wow (3, 23% of the total). Associated Bank National Association, Wells Fargo Bank National Association, Harvest Small Business Finance, LLC follow.
What interest rate and term do Camp Bow Wow acquisition loans carry?
The average initial rate at approval was 7.47% (a blend of fixed and variable loans across several rate environments, so treat it as context, not a quote). The median term was 10 years.
Is a Camp Bow Wow resale riskier than other SBA-financed acquisitions?
Too few Camp Bow Wow acquisition loans are old enough to measure. The benchmark for all SBA acquisition loans is 3.5% charged off in the FY2018 to FY2021 cohort.
Where are Camp Bow Wow units being bought with SBA loans?
Minnesota (2), Texas (2), New Jersey (2), Florida (1), Michigan (1). State counts follow where the brand has units and where SBA lending is most active generally; see the state pages for the overall picture.
That draft favors the seller. We review it for the buyer, line by line.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
Advertise on this site: lenders, brokers, valuation and insurance firms. See options
Related
- All Pet Care (except Veterinary) Services acquisitions
- Minnesota acquisitions
- Texas acquisitions
- New Jersey acquisitions
- The Huntington National Bank
- Associated Bank National Association
- Wells Fargo Bank National Association
- All franchise brands
Brand name as recorded by lenders in the SBA file: "Camp Bow Wow" (franchise code S0338). Figures are aggregates of public SBA data and are not provided or endorsed by the franchisor.