All Other Plastics Product Manufacturing: SBA business acquisition loan data
75 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as All Other Plastics Product Manufacturing (NAICS 326199), totaling $134M. Median loan $1,638,800, 154% higher than the all-acquisition median.
Terms signed in the LOI shape the purchase agreement that follows.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $2,719,150 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.2% of all SBA-financed business purchases, ranking #121 of 300 industries tracked.
- Geography. Michigan leads with 7 loans; the top five states account for 37% of the industry's acquisitions.
- Jobs. Lenders reported 1,402 jobs supported across these loans, about 18.7 per acquisition, a rough proxy for the size of business changing hands.
All Other Plastics Product Manufacturing acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 9 | $12.7M | $1,532,200 | |
| FY2019 | 8 | $13.4M | $1,615,850 | |
| FY2020 | 9 | $15.6M | $906,000 | |
| FY2021 | 10 | $16.4M | $1,492,500 | |
| FY2022 | 10 | $17.1M | $811,000 | |
| FY2023 | 6 | $10.4M | $1,669,400 | |
| FY2024 | 4 | $7.4M | $1,259,800 | |
| FY2025 | 5 | $15M | $2,340,000 | |
| FY2026 | 14 | $26.1M | $1,727,500 |
How often do these acquisition loans fail?
Of the 36 All Other Plastics Product Manufacturing acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), none have been charged off by the SBA. 14 have already been paid in full.
For comparison, All Other Plastics Product Manufacturing has none charged off, against the 3.5% average across all SBA 7(a) acquisition loans in the same cohort. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Michigan | 7 | 9.3% | $16.5M | |
| 2 | California | 7 | 9.3% | $7.2M | |
| 3 | Florida | 6 | 8.0% | $7.5M | |
| 4 | Indiana | 4 | 5.3% | $7.4M | |
| 5 | New York | 4 | 5.3% | $7M | |
| 6 | Pennsylvania | 4 | 5.3% | $5.3M | |
| 7 | Missouri | 3 | 4.0% | $13.3M | |
| 8 | Illinois | 3 | 4.0% | $7.9M | |
| 9 | North Carolina | 3 | 4.0% | $6.9M | |
| 10 | Kentucky | 3 | 4.0% | $6.2M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 11 | 14.7% | $17.2M | |
| 2 | The Huntington National Bank | 6 | 8.0% | $10.4M | |
| 3 | Manufacturers and Traders Trust Company | 4 | 5.3% | $7M | |
| 4 | U.S. Bank, National Association | 3 | 4.0% | $3.9M | |
| 5 | St. Louis Bank | 2 | 2.7% | $8.6M | |
| 6 | Truliant FCU | 2 | 2.7% | $5.8M | |
| 7 | Fifth Third Bank | 2 | 2.7% | $5.8M | |
| 8 | Busey Bank | 2 | 2.7% | $5.6M | |
| 9 | Newtek Small Business Finance, LLC | 2 | 2.7% | $4.3M | |
| 10 | Pathward National Association | 2 | 2.7% | $3.3M |
The purchase agreement decides what you bought, not the loan approval.
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Questions buyers ask
How much is a typical SBA loan to buy a business in All Other Plastics Product Manufacturing?
Median $1,638,800 across 75 acquisition loans (FY2018 to FY2026); the middle half ran $475,000 to $2,719,150. That is 154% higher than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most All Other Plastics Product Manufacturing acquisitions?
Live Oak Banking Company (11), The Huntington National Bank (6), Manufacturers and Traders Trust Company (4), U.S. Bank, National Association (3), St. Louis Bank (2).
Are businesses in All Other Plastics Product Manufacturing often franchised?
Rarely. Only 0% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in All Other Plastics Product Manufacturing?
Of 36 seasoned loans (FY2018 to FY2021), none charged off, against the 3.5% benchmark for all SBA acquisition loans.
What loan terms are common for All Other Plastics Product Manufacturing acquisitions?
Median term 10 years, average initial rate 7.11% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
That draft favors the seller. We review it for the buyer, line by line.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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