Bowling Centers: SBA business acquisition loan data
80 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Bowling Centers (NAICS 713950), totaling $108M. Median loan $1,053,500, 63% higher than the all-acquisition median. Annual volume fell 54% from FY2024 to FY2026.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $2,199,500 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.2% of all SBA-financed business purchases, ranking #118 of 300 industries tracked.
- Geography. Michigan leads with 12 loans; the top five states account for 53% of the industry's acquisitions.
- Jobs. Lenders reported 1,463 jobs supported across these loans, about 18.3 per acquisition, a rough proxy for the size of business changing hands.
Bowling Centers acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 9 | $10.2M | $900,000 | |
| FY2019 | 9 | $9.9M | $951,000 | |
| FY2020 | 5 | $8.7M | $1,561,000 | |
| FY2021 | 6 | $3.9M | $478,000 | |
| FY2022 | 2 | $1.3M | $632,750 | |
| FY2023 | 10 | $23.7M | $2,651,850 | |
| FY2024 | 13 | $17.4M | $1,000,000 | |
| FY2025 | 20 | $23.7M | $1,136,000 | |
| FY2026 | 6 | $9.5M | $1,132,000 |
How often do these acquisition loans fail?
Of the 29 Bowling Centers acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), 1 have been charged off by the SBA, a rate of 3.5% by loan count and 2.6% by dollars. 13 have already been paid in full.
For comparison, the charge-off rate across all SBA 7(a) acquisition loans in the same cohort is 3.5%, so Bowling Centers is in line with the acquisition-loan average. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top states
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 13 | 16.3% | $7.5M | |
| 2 | IncredibleBank | 6 | 7.5% | $7.8M | |
| 3 | Provident Bank | 4 | 5.0% | $7.4M | |
| 4 | Grasshopper Bank National Association | 3 | 3.8% | $7.8M | |
| 5 | First Bank | 3 | 3.8% | $3.2M | |
| 6 | First-Citizens Bank & Trust Company | 2 | 2.5% | $4.4M | |
| 7 | Live Oak Banking Company | 2 | 2.5% | $3.3M | |
| 8 | Bank Five Nine | 2 | 2.5% | $3.2M | |
| 9 | OakStar Bank | 2 | 2.5% | $3M | |
| 10 | FDIC - Community Bank & Trust-West Georgia | 2 | 2.5% | $2.9M |
Seller note standby terms and third-party consents are reviewed before closing.
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Questions buyers ask
How much is a typical SBA loan to buy a business in Bowling Centers?
Median $1,053,500 across 80 acquisition loans (FY2018 to FY2026); the middle half ran $333,525 to $2,199,500. That is 63% higher than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Bowling Centers acquisitions?
The Huntington National Bank (13), IncredibleBank (6), Provident Bank (4), Grasshopper Bank National Association (3), First Bank (3).
Are businesses in Bowling Centers often franchised?
Rarely. Only 0% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in Bowling Centers?
Of 29 seasoned loans (FY2018 to FY2021), 3.5% charged off, in line with the 3.5% benchmark for all SBA acquisition loans.
What loan terms are common for Bowling Centers acquisitions?
Median term 25 years, average initial rate 8.32% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
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