Landscape Architectural Services: SBA business acquisition loan data
84 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Landscape Architectural Services (NAICS 541320), totaling $91.1M. Median loan $675,850, in line with the all-acquisition median. Annual volume rose 27% from FY2024 to FY2026.
Terms signed in the LOI shape the purchase agreement that follows.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,608,125 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.2% of all SBA-financed business purchases, ranking #115 of 300 industries tracked.
- Geography. Texas leads with 11 loans; the top five states account for 42% of the industry's acquisitions.
- Jobs. Lenders reported 1,412 jobs supported across these loans, about 16.8 per acquisition, a rough proxy for the size of business changing hands.
Landscape Architectural Services acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 7 | $5.4M | $590,000 | |
| FY2019 | 11 | $10.4M | $822,000 | |
| FY2020 | 13 | $9.5M | $600,000 | |
| FY2021 | 8 | $9M | $854,750 | |
| FY2022 | 7 | $7.8M | $1,138,900 | |
| FY2023 | 7 | $7.7M | $625,000 | |
| FY2024 | 11 | $16.5M | $1,051,000 | |
| FY2025 | 6 | $8.6M | $783,500 | |
| FY2026 | 14 | $16.2M | $408,000 |
How often do these acquisition loans fail?
Of the 39 Landscape Architectural Services acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), 1 have been charged off by the SBA, a rate of 2.6% by loan count and 0.1% by dollars. 21 have already been paid in full.
For comparison, the charge-off rate across all SBA 7(a) acquisition loans in the same cohort is 3.5%, so Landscape Architectural Services is 27% lower than the acquisition-loan average. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Seller note standby terms and third-party consents are reviewed before closing.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Texas | 11 | 13.1% | $12M | |
| 2 | Colorado | 9 | 10.7% | $8.1M | |
| 3 | Florida | 7 | 8.3% | $8.6M | |
| 4 | Massachusetts | 5 | 6.0% | $3.1M | |
| 5 | Kentucky | 3 | 3.6% | $7.2M | |
| 6 | Idaho | 3 | 3.6% | $6.4M | |
| 7 | California | 3 | 3.6% | $5.3M | |
| 8 | Georgia | 3 | 3.6% | $4.3M | |
| 9 | Utah | 3 | 3.6% | $2.7M | |
| 10 | Missouri | 3 | 3.6% | $2.2M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 8 | 9.5% | $4.2M | |
| 2 | Wells Fargo Bank National Association | 6 | 7.1% | $4.8M | |
| 3 | Beacon Bank and Trust | 5 | 6.0% | $5.3M | |
| 4 | Pinnacle Bank | 2 | 2.4% | $5M | |
| 5 | First Internet Bank of Indiana | 2 | 2.4% | $3M | |
| 6 | Frost Bank | 2 | 2.4% | $1.9M | |
| 7 | Capital Bank, National Association | 2 | 2.4% | $1.7M | |
| 8 | Bank of Oak Ridge | 2 | 2.4% | $1.7M | |
| 9 | Byline Bank | 2 | 2.4% | $1.5M | |
| 10 | Live Oak Banking Company | 2 | 2.4% | $1.4M |
The purchase agreement decides what you bought, not the loan approval.
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Franchise brands in Landscape Architectural Services
2% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Outdoor Lighting Perspectives | 2 | 100.0% | $1.2M |
Questions buyers ask
How much is a typical SBA loan to buy a business in Landscape Architectural Services?
Median $675,850 across 84 acquisition loans (FY2018 to FY2026); the middle half ran $286,500 to $1,608,125. That is in line with the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Landscape Architectural Services acquisitions?
The Huntington National Bank (8), Wells Fargo Bank National Association (6), Beacon Bank and Trust (5), Pinnacle Bank (2), First Internet Bank of Indiana (2).
Are businesses in Landscape Architectural Services often franchised?
Rarely. Only 2% of acquisition loans in this industry involved a franchised business; most are independent operators.
How risky are SBA loans for buying a business in Landscape Architectural Services?
Of 39 seasoned loans (FY2018 to FY2021), 2.6% charged off, 27% lower than the 3.5% benchmark for all SBA acquisition loans.
What loan terms are common for Landscape Architectural Services acquisitions?
Median term 10 years, average initial rate 7.68% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
The purchase agreement decides what you bought, not the loan approval.
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