Electrical Contractors and Other Wiring Installation Contractors acquisitions in Oregon: SBA loan data
Since FY2018, SBA lenders have approved 10 7(a) loans to buy an existing business classified as Electrical Contractors and Other Wiring Installation Contractors in Oregon, totaling $14M. The median loan was $1,113,100. That is 1.5% of the 656 acquisition loans in Oregon.
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How this compares
The median Electrical Contractors and Other Wiring Installation Contractors loan in Oregon is 80% higher than the $620,100 median for all Oregon acquisitions, and 36% higher than the $820,000 median for Electrical Contractors and Other Wiring Installation Contractors acquisitions nationwide (395 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 4.0% of seasoned Electrical Contractors and Other Wiring Installation Contractors acquisition loans were charged off, and 4.4% of seasoned Oregon acquisition loans of any type.
Electrical Contractors and Other Wiring Installation Contractors acquisition loans in Oregon by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 1 | $1.6M | $1,596,000 | |
| FY2019 | 1 | $1M | $1,005,000 | |
| FY2020 | 0 | $0 | - | |
| FY2021 | 0 | $0 | - | |
| FY2022 | 1 | $1.2M | $1,200,000 | |
| FY2023 | 3 | $6.1M | $1,026,200 | |
| FY2024 | 0 | $0 | - | |
| FY2025 | 0 | $0 | - | |
| FY2026 | 4 | $4M | $897,500 |
How often do these acquisition loans fail?
Fewer than 20 Electrical Contractors and Other Wiring Installation Contractors in Oregon acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Company | 3 | 30.0% | $6.8M | |
| 2 | The Huntington National Bank | 2 | 20.0% | $450K | |
| 3 | Gesa CU | 1 | 10.0% | $2.2M | |
| 4 | Stearns Bank National Association | 1 | 10.0% | $1.6M | |
| 5 | MVB Bank, Inc. | 1 | 10.0% | $1M |
Top franchise brands
No franchise brands recorded in this combination.
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Questions buyers ask
How much do SBA loans for Electrical Contractors and Other Wiring Installation Contractors acquisitions in Oregon run?
The median SBA 7(a) loan was $1,113,100 across 10 loans (FY2018 to FY2026). The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Electrical Contractors and Other Wiring Installation Contractors acquisitions in Oregon?
Live Oak Banking Company (3), The Huntington National Bank (2), Gesa CU (1), Stearns Bank National Association (1), MVB Bank, Inc. (1).
How often do Electrical Contractors and Other Wiring Installation Contractors acquisition loans fail in Oregon?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of Electrical Contractors and Other Wiring Installation Contractors acquisitions in Oregon?
None of the 10 loans in this combination were recorded with a franchise brand.
The purchase agreement decides what you bought, not the loan approval.
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Small samples move a lot: each loan in this combination is 10% of the count. Industry is the NAICS code the lender recorded. See the methodology.