Snack and Nonalcoholic Beverage Bars acquisitions in Wisconsin: SBA loan data
Since FY2018, SBA lenders have approved 16 7(a) loans to buy an existing business classified as Snack and Nonalcoholic Beverage Bars in Wisconsin, totaling $5.8M. The median loan was $269,800. That is 1.1% of the 1,452 acquisition loans in Wisconsin.
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How this compares
The median Snack and Nonalcoholic Beverage Bars loan in Wisconsin is 52% lower than the $562,750 median for all Wisconsin acquisitions, and 15% lower than the $317,500 median for Snack and Nonalcoholic Beverage Bars acquisitions nationwide (549 loans).
This combination has too few seasoned loans for a reliable charge-off rate. Nationally, 5.9% of seasoned Snack and Nonalcoholic Beverage Bars acquisition loans were charged off, and 2.6% of seasoned Wisconsin acquisition loans of any type.
Snack and Nonalcoholic Beverage Bars acquisition loans in Wisconsin by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 3 | $1.4M | $629,300 | |
| FY2019 | 3 | $564K | $189,000 | |
| FY2020 | 2 | $466K | $233,000 | |
| FY2021 | 1 | $530K | $530,000 | |
| FY2022 | 0 | $0 | - | |
| FY2023 | 2 | $311K | $155,700 | |
| FY2024 | 1 | $365K | $364,500 | |
| FY2025 | 2 | $457K | $228,350 | |
| FY2026 | 2 | $1.7M | $832,150 |
How often do these acquisition loans fail?
Fewer than 20 Snack and Nonalcoholic Beverage Bars in Wisconsin acquisition loans are old enough to measure losses reliably, so no charge-off rate is shown. The benchmark across all SBA acquisition loans in the FY2018 to FY2021 cohort is 3.5% by count. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
Terms signed in the LOI shape the purchase agreement that follows.
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Top lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Nicolet National Bank | 6 | 37.5% | $1.7M | |
| 2 | The Huntington National Bank | 3 | 18.8% | $2.7M | |
| 3 | Fortifi Bank | 2 | 12.5% | $484K | |
| 4 | VelocitySBA, LLC | 1 | 6.3% | $334K | |
| 5 | American National Bank-Fox Cities | 1 | 6.3% | $244K |
Top franchise brands
| # | Franchise | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Scooter's Coffee | 1 | 6.3% | $1.4M | |
| 2 | Great American Cookies | 1 | 6.3% | $670K | |
| 3 | Cold Stone Creamery | 1 | 6.3% | $334K |
Seller note standby terms and third-party consents are reviewed before closing.
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Questions buyers ask
How much do SBA loans for Snack and Nonalcoholic Beverage Bars acquisitions in Wisconsin run?
The median SBA 7(a) loan was $269,800 across 16 loans (FY2018 to FY2026). The loan excludes the buyer's equity and any seller note and may include working capital, so the price is usually higher than the loan.
Which banks finance Snack and Nonalcoholic Beverage Bars acquisitions in Wisconsin?
Nicolet National Bank (6), The Huntington National Bank (3), Fortifi Bank (2), VelocitySBA, LLC (1), American National Bank-Fox Cities (1).
How often do Snack and Nonalcoholic Beverage Bars acquisition loans fail in Wisconsin?
Fewer than 20 loans in this combination are old enough to measure losses reliably, so no rate is shown. The national benchmark for all SBA acquisition loans is 3.5% (FY2018 to FY2021 cohort).
Are franchised businesses part of Snack and Nonalcoholic Beverage Bars acquisitions in Wisconsin?
5 of the 16 loans (31%) involved a franchise brand, most often Scooter's Coffee (1).
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsAlex Lubyansky leads every engagement.
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Related
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Small samples move a lot: each loan in this combination is 6% of the count. Industry is the NAICS code the lender recorded. See the methodology.