Commercial Printing: SBA business acquisition loan data
299 SBA 7(a) loans since FY2018 financed the purchase of an existing business classified as Commercial Printing (except Screen and Books) (NAICS 323111), totaling $271M. Median loan $500,000, 23% lower than the all-acquisition median. 26% of these deals were franchised units.
The purchase agreement decides what you bought, not the loan approval.
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Reading this industry's numbers
- Deal size. The loan excludes the buyer's equity and any seller note and may include working capital. A loan request far above $1,145,600 would be in the top quarter of SBA acquisition loans in this industry.
- Share of all acquisitions. This industry is 0.6% of all SBA-financed business purchases, ranking #35 of 300 industries tracked.
- Geography. Florida leads with 24 loans; the top five states account for 35% of the industry's acquisitions.
- Jobs. Lenders reported 3,482 jobs supported across these loans, about 11.6 per acquisition, a rough proxy for the size of business changing hands.
Commercial Printing acquisitions by year
| Fiscal year | Loans | Total approved | Median loan | |
|---|---|---|---|---|
| FY2018 | 24 | $17.8M | $272,400 | |
| FY2019 | 36 | $31.1M | $452,000 | |
| FY2020 | 21 | $11.6M | $341,800 | |
| FY2021 | 38 | $29.3M | $483,050 | |
| FY2022 | 30 | $20.7M | $422,750 | |
| FY2023 | 22 | $25.2M | $599,600 | |
| FY2024 | 39 | $32.5M | $500,000 | |
| FY2025 | 51 | $59.9M | $671,800 | |
| FY2026 | 38 | $42.8M | $513,500 |
How often do these acquisition loans fail?
Of the 119 Commercial Printing acquisition loans approved from FY2018 to FY2021 (the seasoned cohort, every loan at least about five years old), 5 have been charged off by the SBA, a rate of 4.2% by loan count and 5.3% by dollars. 45 have already been paid in full.
For comparison, the charge-off rate across all SBA 7(a) acquisition loans in the same cohort is 3.5%, so Commercial Printing is 19% higher than the acquisition-loan average. Non-acquisition 7(a) loans (every other stated purpose) approved FY2018 to FY2021 charged off at 6.2%.
"Charged off" is the SBA's final loss action on a defaulted loan after collection efforts. It lags default by a year or more, which is why only older cohorts are measured. It is not the same as a delinquency rate, and loans still outstanding can still fail. See charge-off in the glossary.
The purchase agreement decides what you bought, not the loan approval.
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Top states
| # | State | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Florida | 24 | 8.0% | $21.8M | |
| 2 | Texas | 22 | 7.4% | $23.5M | |
| 3 | California | 22 | 7.4% | $19.9M | |
| 4 | Ohio | 20 | 6.7% | $12.4M | |
| 5 | Pennsylvania | 17 | 5.7% | $15.2M | |
| 6 | Georgia | 16 | 5.4% | $9.7M | |
| 7 | New York | 14 | 4.7% | $15.5M | |
| 8 | North Carolina | 13 | 4.3% | $16.4M | |
| 9 | Wisconsin | 11 | 3.7% | $16.6M | |
| 10 | Illinois | 11 | 3.7% | $13.9M |
Most active lenders
| # | Lender | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 26 | 8.7% | $21.8M | |
| 2 | Live Oak Banking Company | 25 | 8.4% | $41.8M | |
| 3 | First Internet Bank of Indiana | 9 | 3.0% | $7.6M | |
| 4 | Wells Fargo Bank National Association | 8 | 2.7% | $6.6M | |
| 5 | Fifth Third Bank | 7 | 2.3% | $13M | |
| 6 | Old National Bank | 6 | 2.0% | $4.2M | |
| 7 | Glacier Bank | 6 | 2.0% | $1.7M | |
| 8 | Manufacturers and Traders Trust Company | 5 | 1.7% | $2.9M | |
| 9 | Byline Bank | 4 | 1.3% | $8.3M | |
| 10 | Meridian Bank | 4 | 1.3% | $6.8M |
Seller note standby terms and third-party consents are reviewed before closing.
Submit Transaction DetailsSBA-financed deals. All 50 states.
Franchise brands in Commercial Printing
26% of acquisition loans in this industry involved a franchised unit. Brands with the most SBA-financed resales:
| # | Brand | Loans | Share | Dollars | |
|---|---|---|---|---|---|
| 1 | Minuteman Press | 25 | 32.1% | $15.2M | |
| 2 | AlphaGraphics | 13 | 16.7% | $8.9M | |
| 3 | Allegra | 10 | 12.8% | $5.3M | |
| 4 | SpeedPro Imaging | 9 | 11.5% | $5.9M | |
| 5 | Sir Speedy | 5 | 6.4% | $3.6M | |
| 6 | PIP Center | 4 | 5.1% | $3M | |
| 7 | FASTSIGNS | 4 | 5.1% | $1.1M | |
| 8 | Signs by Tomorrow | 2 | 2.6% | $431K | |
| 9 | Image360 | 1 | 1.3% | $800K |
Questions buyers ask
How much is a typical SBA loan to buy a business in Commercial Printing?
Median $500,000 across 299 acquisition loans (FY2018 to FY2026); the middle half ran $200,000 to $1,145,600. That is 23% lower than the $645,250 median for all SBA-financed acquisitions.
Which lenders finance the most Commercial Printing acquisitions?
The Huntington National Bank (26), Live Oak Banking Company (25), First Internet Bank of Indiana (9), Wells Fargo Bank National Association (8), Fifth Third Bank (7).
Are businesses in Commercial Printing often franchised?
Yes, often. 26% of SBA acquisition loans in this industry financed a franchised unit. Top brands: Minuteman Press, AlphaGraphics, Allegra, SpeedPro Imaging, Sir Speedy.
How risky are SBA loans for buying a business in Commercial Printing?
Of 119 seasoned loans (FY2018 to FY2021), 4.2% charged off, 19% higher than the 3.5% benchmark for all SBA acquisition loans.
What loan terms are common for Commercial Printing acquisitions?
Median term 10 years, average initial rate 7.90% at approval (blended across years and fixed/variable structures). Terms longer than 10 years usually indicate real estate was included in the purchase.
Terms signed in the LOI shape the purchase agreement that follows.
Request Engagement AssessmentAlex Lubyansky leads every engagement.
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